Company Profile
Texas Windstorm Insurance Association
Company Overview
The Texas Windstorm Insurance Association (TWIA) is the state's insurer for wind and hail coverage in the 14 coastal counties and parts of Harris County (east of Highway 146). TWIA provides wind and hail coverage when insurance companies exclude it from their homeowners and other property policies sold to coastal residents. TWIA employees are committed to promote hurricane safety and education, together with the development and enforcement of coastal building codes, in an effort to save lives and property.
Company History
When Hurricane Celia struck the Texas coast on August 3, 1970, many insurance companies ceased to write business in this region. To protect consumers, the state stepped in and in 1971 created the Texas Catastrophe Property Insurance Association (now called the Texas Windstorm Insurance Association).
Texas Windstorm Insurance Association (TWIA) is a 'pool' of all property and casualty (P&C) insurance companies authorized to write coverage in Texas. TWIA provides basic wind and hail insurance coverage for Gulf Coast property owners who might otherwise be left uninsured. Because TWIA is the provider of last resort, we do not try to expand our customer base or actively compete against private insurance providers. Chapter 2210 of the Texas Insurance Code defines the structure of TWIA.
Benefits
100% Short Term Disability and a pension plan, as well as competitive pay in an incredible and collaborative work environment.