Description

Licensed Life & Health Agents — Work Remotely with Warm Inbound Leads

Liveops is expanding our network of licensed Life & Health insurance agents who want the flexibility of remote work in a non-captive sales model.

As an Independent Contractor with Liveops, you’ll take warm inbound calls from customers actively shopping for insurance—no cold calling, no carrier exclusivity, and no pressure to push a single product.

This opportunity is ideal for experienced agents who want autonomy, flexibility, and the ability to grow their own independent insurance business from home.

Why Agents Choose Liveops

• Non-captive model — work with multiple carriers
• Warm inbound leads — no cold calling, one-call close environment
• No chargebacks — plus Errors & Omissions coverage included
• 100% remote — work from anywhere at home
• Flexible scheduling — you decide when you work
• Uncapped earning potential — top agents earned $24–$54/hour in 2024 (based on performance and program)
• Business ownership mindset — build and grow your independent book

What You’ll Do

• Handle warm inbound calls from customers seeking insurance solutions
• Consult with customers to recommend appropriate Life & Health coverage
• Convert qualified leads into issued policies
• Navigate multiple systems while documenting interactions accurately
• Operate independently while delivering a professional, high-quality sales experience

Compensation

• $0.32 per minute of talk time
• 3.20% commission on issued New Annualized Premium (applications with payment)
• Invoice and receive payment for completed services
• Earnings based on productive talk time plus commissions
• Independent Contractors (1099) are responsible for their own taxes and expenses
• Holding multiple state licenses may increase call volume and earning potential
• 2024 agent averages: $24–$54/hour (not guaranteed; varies by performance and time committed)

Requirements

Who We’re Looking For

Active Life & Health licenses that meet one of the following:

• Resident of Texas or Florida with active resident Life & Health licenses
• Resident of a Liveops-sourced state holding active California Life & Health licenses
• Active Life & Health licenses in your resident state plus two additional non-resident states
  • Consultative or inbound sales experience
  • Comfort working in a multi-carrier, non-captive environment
  • Strong communication and closing skills
  • Self-motivated, reliable, and comfortable working independently